Welcome to Citizens State Bank Online Mortgage Application!

We recommend gathering the following information before you get started:

- Current and former employers' contact information (names, addresses and phone numbers)

- Salary history, including bonuses, commissions, dividends, rental income, etc.

- Housing expenses (monthly rent or mortgage payment amounts, insurance payments, real estate taxes, homeowners and association dues, etc.)

- Liquid Assets (ie. assets that are easily convertible to cash), including checking, saving and money market accounts, trust funds, etc.

- Other liabilities, including accounts and balances that might not be reported on your credit report.

Additionally, bank representatives may need to review the following documentation once your application is accepted:

- Paycheck stubs for all present jobs for the past 30 days

- Copies of personal and/or business tax returns from the past two years

- Copies of W2 forms from the past two years

- Copies of bank statements for the most recent two months